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Now that the more than three-year COVID-19 student loan payment pause has come to an end, 28 million borrowers have entered repayment since Oct. 1, 2023. With this massive transition from a full...
Almost 43 million Americans carry student loan debt. Forbearance and deferment are two ways borrowers can freeze their payments. Here are some factors to consider before requesting either one.
In response to the COVID-19 pandemic, most federal student loans have been paused since March 2020. Student loan interest has been set at zero and collections have been stopped on defaulted loans...
When you think about getting a student loan, you might not consider going through a bank. As of 2024, only 8.84% of student loan debt belongs to private lenders, while the rest is federal. However,...
The federally mandated forbearance on student loans will expire on May 1, 2022, meaning millions of borrowers will soon be required to resume monthly payments. Because student loans are a form of...
Defaulting on a loan happens when repayments are not made for a certain period of time as defined in the loan's terms of agreement, typically a promissory note. For federal student loans, default requires non-payment for a period of 270 days. For private student loans, default generally occurs after 120 days of non-payment. [1]
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