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  2. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card than you currently have. This is doable with a “goodcredit score, which is at least 670 ...

  3. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

    www.aol.com/8-ways-debt-consolidation-loan...

    Higher Monthly Payments: Compared to credit cards which often allow for small minimum payments, with a debt consolidation loan, the monthly payment is typically set to ensure the loan is paid off ...

  4. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Consumers with good or excellent credit scores generally qualify for competitive interest rates on debt consolidation loans. The average credit card currently has an interest rate of nearly 21 ...

  5. What is a debt consolidation loan — and can it help you lower ...

    www.aol.com/finance/what-is-a-debt-consolidation...

    The minimum credit score for a debt consolidation loan is usually around 670 — which lenders consider to be good credit. However, credit score requirements vary by lender and the state of the ...

  6. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That ...

  7. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    Debt consolidation can be a useful way to combine multiple lines of high-interest credit card debt under a loan with one fixed, monthly payment — and it’s one 8 percent of YouGov/CreditCards ...

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