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  2. Down payment assistance: How it works and how to get it - AOL

    www.aol.com/finance/mortgage-down-payment...

    There are thousands of down payment assistance programs nationwide. While a few programs exist at the federal level and even with some individual mortgage lenders, most down payment help is ...

  3. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    A down payment or first-time homebuyer grant is essentially free money to help you cover your down payment or closing costs. The grants are usually awarded to low- or moderate-income borrowers ...

  4. 8 Alternatives to Banks for Getting Down Payment Assistance - AOL

    www.aol.com/8-alternatives-banks-getting-down...

    VA and USDA Loan Programs. There are also some government lending programs that offer loans with zero money down options through the Veterans Association (VA) and U.S. Department of Agriculture ...

  5. Do you qualify for homebuyer assistance? You might — even if ...

    www.aol.com/finance/can-i-qualify-for-homebuyer...

    These programs help qualified buyers purchase homes priced at below-market rates, with down payments as low as 1%. Social Security and retirement income can be used to qualify. Homebuying ...

  6. HOME Investment Partnerships Program - Wikipedia

    en.wikipedia.org/wiki/HOME_Investment...

    Home purchase or rehabilitation financing assistance – In this type of activity, the HOME program may provide a down payment for the purchase of a housing unit to a financial institution, thereby reducing the monthly mortgage payment of the loan balance for a low-income family that otherwise could not afford the monthly payment. The down ...

  7. American Dream Downpayment Assistance Act - Wikipedia

    en.wikipedia.org/wiki/American_Dream_Downpayment...

    Since 2013, buyers receiving down payment assistance from HOME are required to participate in pre-purchasing homeownership counseling, and in August 2021 full implementation of HUD regulations requiring counseling be provided by certified counselors employed by HUD-approved housing counseling agencies took effect standardizing the curriculum ...

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