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Shared ownership, also called part buy part rent, is designed for those that cannot afford to buy a home with a mortgage outright. In 2010, in partnership with Santander, Affinity Sutton launched a 95% mortgage deal for customers looking to buy their home through shared ownership. [5]
Orbit Homes build in excess of 1,000 new homes per year across a range of tenures including Shared Ownership and Outright Sale throughout the Midlands, East and South East of England [3] From 2012 to 2021, Baroness Tessa Blackstone sat on the board of Orbit Group as its future Chair.
There are many uses of the term "Equity Sharing" in the UK, often applied to different forms of Low Cost Home Ownership schemes. These include equity loans, sometimes referred to as Equity Sharing Loans, and some forms of Shared Ownership (part buy/part let) leasehold schemes being referred to as an Equity Sharing Lease.
The shared ownership scheme is being expanded in England, allowing people to buy or take out a mortgage for just 10% of a property's value.
In 2013/14 we sold 90 private sale and 113 shared ownership properties and plan to complete a further 330 private sale and 49 shared ownership homes during 2014/15. We think we have a win-win approach to building homes. We increase supply for those wanting to buy their home and at the same time use the profits to house those on lower incomes. [4]
Bromford also incorporates Bromford Homes, an outright sale business arm providing shared ownership homes to assist private/social renters move onto the property ladder. In July 2018, Bromford successfully completed a partnership with South West-based Merlin Housing Society to create a new organisation which retained the Bromford name.
It is a housing association registered with Homes England. Curo provides homes at low-cost social and affordable rents through local authorities’ choice-based lettings schemes, and for sale through shared ownership. Curo also provides homes at market rents and for sale on the open market, cross-subsidising its charitable activities.
Commonhold is a system of property ownership in England and Wales.It involves the indefinite freehold tenure of part of a multi-occupancy building (typically a flat) with shared ownership of and responsibility for common areas and services.
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