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  2. Home valuation code of conduct - Wikipedia

    en.wikipedia.org/wiki/Home_valuation_code_of_conduct

    Also, effective for single-family mortgages made after May 1, 2009, Freddie Mac seller/servicers must represent and warrant that the appraisal report is obtained in a manner consistent with the Code. Certain types of mortgages are excluded from the Code, including: FHA/VA mortgages, Section 184 Native American mortgages, and section 502 ...

  3. Government National Mortgage Association - Wikipedia

    en.wikipedia.org/wiki/Government_National...

    Fannie Mae, which was originally restricted to purchasing Federal Housing Administration and Veterans Administration (VA) mortgages (Fannie Mae was permitted to deal in conventional mortgages in 1970), and; Ginnie Mae, formerly the Government National Mortgage Association, which originally only provided insurance for bonds issued by FHA and VA ...

  4. Fannie Mae - Wikipedia

    en.wikipedia.org/wiki/Fannie_Mae

    In 1970, the federal government authorized Fannie Mae to purchase conventional loans, i.e. those not insured by the FHA, VA, or FmHA, and created the Federal Home Loan Mortgage Corporation (FHLMC), colloquially known as Freddie Mac, to compete with Fannie Mae and thus facilitate a more robust and efficient secondary mortgage market. [16]

  5. Freddie Mac, Fannie Mae backing bigger home loans in 2025 - AOL

    www.aol.com/freddie-mac-fannie-mae-backing...

    The conforming loan limit for mortgages backed by Freddie Mac and Fannie Mae will rise by 5.2% next year to over $800,000, the Federal Housing Finance Agency announced Tuesday. Freddie Mac, Fannie ...

  6. What is Ginnie Mae? - AOL

    www.aol.com/finance/ginnie-mae-190105771.html

    Ginnie Mae, on the other hand, does not issue any type of requirements, leaving those duties up to government entities like the FHA, VA and USDA. Creating mortgage programs: Fannie Mae and Freddie ...

  7. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.

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