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Rival vendor NetSpend Holdings also pitches its prepaid cards as easy vehicles for the unbanked to get access to their tax refunds. Both firms have seen revenue increase more than 20% annually ...
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Additionally, the card can be loaded through direct deposit of paychecks, tax refunds, or government benefits, as well as cash additions at retail locations, including more than 130,000 NetSpend ...
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Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.