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A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check, as authorized by the Check Clearing for the 21st Century Act (the Check 21 Act).
Title 39 of the United States Code outlines the role of United States Postal Service in the United States Code. [1] [2] This title was formerly not divided into parts, but was divided into chapters. [3] This title was divided into six parts by Public Law 86–682 of 2 September 1960. [4]
Code 39 (also known as Alpha39, Code 3 of 9, Code 3/9, Type 39, USS Code 39, or USD-3) is a variable length, discrete barcode symbology defined in ISO/IEC 16388:2007. The Code 39 specification defines 43 characters, consisting of uppercase letters (A through Z), numeric digits (0 through 9) and a number of special characters ...
In the U.S. in the late 1960s, a group of banks in California sought a replacement for check payments. [5] This led to the first automated clearing house in the US in 1972, operated by the Federal Reserve Bank of San Francisco. [5] BACS operated from the beginning on a net settlement basis. Netting ACH transactions reduces the amount of ...
According to CNET, 310 is a code that identifies the transaction as a refund from a filed tax return in the form of a direct deposit. See: 17 Tips To Live Comfortably Off Just a Social Security Check
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