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2. HO-4 insurance: what it covers and who might need it - AOL

   www.aol.com/finance/ho-4-insurance-covers-might...

   Although your home’s structure is likely covered by your landlord’s insurance, you may need a renters policy, or HO-4 insurance, to cover your personal belongings, liability and additional ...

3. How much renters insurance do I need? - AOL

   www.aol.com/finance/much-renters-insurance...

   Personal liability claim: Your dog bites your house guest, who then has extensive medical bills. Medical payment claim: ... Renters insurance covers the personal property of renters. It typically ...

4. What is umbrella insurance and how much does umbrella ...

   www.aol.com/finance/umbrella-insurance-much-does...

   An umbrella policy is a form of personal liability insurance that is designed to extend the standard coverage provided by your underlying policies — including your home insurance policy, renters ...

5. Renters' insurance - Wikipedia

   en.wikipedia.org/wiki/Renters'_insurance

   If the tenant damages the premises, [3] the landlord and other tenants can recover against the perpetrator's insurance. It is important to know what type of damage your insurance covers. Essentially, there are three types of coverage available: loss of use, personal property, and personal liability. [4]

6. Umbrella insurance - Wikipedia

   en.wikipedia.org/wiki/Umbrella_insurance

   Excess insurance is similar to umbrella insurance in that it pays after an underlying primary policy is exhausted. The critical difference is that excess policies are normally "follow form" policies that conform exactly to the coverage of the underlying policy, except that they add on their own excess limit which is then stacked on top of the primary policy's limit.

7. Landlords' insurance - Wikipedia

   en.wikipedia.org/wiki/Landlords'_insurance

   Landlords' insurance policies typically do not cover any personal property belonging to tenants, or otherwise protect the interest of tenants; although a liability policy protecting a landlord or property manager will be of benefit to tenants should they incur a loss for which the landlord is responsible.