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Gen Z and millennials had the highest rejection rates for loans and financial products. Turned down for credit? Half of Americans were rejected for loans, survey finds
Antoine Sallis was once rejected from getting a car loan because his credit score was 378. Now he's a multimillionaire with a credit repair company.
Being denied for SBA financing is stressful, but you have the option of reapplying or looking at other financing options.
However, “Lack of a credit history can be just as detrimental to a loan application as bad credit, since both can cause you to be rejected,” says Ted Rossman, Bankrate’s senior industry analyst.
Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.
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FHA loans, a federal mortgage program, went to the white majority and reached few minorities. In a study done in Syracuse, between 1996 and 2000, of the 2,169 FHA loans issued only 29 or 1.3 percent went to predominantly minority neighborhoods compared with 1,694 or 78.1 percent that went to white neighborhoods. [11]
On January 27, 2025, memo M-25-13 was released by Matthew Vaeth, acting director for the Office of Management and Budget (OMB). [1] [2] The memo said that the federal government of the United States in fiscal year 2024 spent over $3 trillion in federal "financial assistance, such as grants and loans", criticized the usage of "resources to advance Marxist equity, transgenderism, and [Green New ...