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HMAC-based one-time password (HOTP) is a one-time password (OTP) algorithm based on HMAC. It is a cornerstone of the Initiative for Open Authentication (OATH). HOTP was published as an informational IETF RFC 4226 in December 2005, documenting the algorithm along with a Java implementation. Since then, the algorithm has been adopted by many ...
MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.
Strong customer authentication (SCA) is a requirement of the EU Revised Directive on Payment Services (PSD2) on payment service providers within the European Economic Area. The requirement ensures that electronic payments are performed with multi-factor authentication , to increase the security of electronic payments. [ 1 ]
Time-based one-time password (TOTP) is a computer algorithm that generates a one-time password (OTP) using the current time as a source of uniqueness. As an extension of the HMAC-based one-time password algorithm (HOTP), it has been adopted as Internet Engineering Task Force (IETF) standard RFC 6238 .
Free, open-source and multiplatform app to manage your TOTPs. Yes, requires a subscription for more than 6 TOTPs Yes Yes No Yes Yes No No Yes Yes Yes No No TOTP ME [39] Free, open-source J2ME MIDlet app to manage your TOTPs. Manually Using MicroEmulator app [40] Unknown Using J2ME Loader app [41] Yes Any with J2ME support or emulator Yes Yes Yes
If a strong two-factor authentication system is used, the stolen passwords cannot be stored and later used because each one-time password is valid for only one authentication session, and will fail if tried a second time. [1] multiOTP is a PHP class library. The class can be used with any PHP application using a PHP version of 5.3.0 or higher.
First YubiKey USB token of the FIDO standard in 2014. The YubiKey is a hardware authentication device manufactured by Yubico to protect access to computers, networks, and online services that supports one-time passwords (OTP), public-key cryptography, authentication, and the Universal 2nd Factor (U2F) and FIDO2 protocols [1] developed by the FIDO Alliance.
The RSA SecurID authentication mechanism consists of a "token"—either hardware (e.g. a key fob) or software (a soft token)—which is assigned to a computer user and which creates an authentication code at fixed intervals (usually 60 seconds) using a built-in clock and the card's factory-encoded almost random key (known as the "seed").