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Floods can be devastating, but having flood insurance may help protect your finances from the fallout of flood damage. If you’ve decided to buy a flood insurance policy, or if you’re required ...
You may also be able to purchase flood insurance through the Federal Emergency Management Agency’s National Flood Insurance Program or through your homeowners insurance company.
If you live in an area prone to flooding, your lender may require you to purchase flood insurance. On average, U.S. homeowners spend $888 per year on flood insurance , although, like any insurance ...
The National Flood Insurance Program (NFIP) offers flood insurance that you can purchase through an insurance agent. If you don't already have an insurance agent that you like to work with, find ...
However, claimants far outnumber the availability of flood insurance, since most private insurers view the probability of generating a profit from related premium payments to be remote. [5] In certain flood-prone areas, the federal government requires flood insurance to secure mortgage loans backed by federal agencies such as the FHA and VA.
Insurance is designed to protect you financially when an unexpected, and sometimes catastrophic, event occurs resulting in damage and loss. But when it comes to flood insurance, you might wonder...
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