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While the average personal loan requires a credit score between 610 and 640, peer-to-peer loans may offer loans as low as 600. Funding times are often similar to what personal loan lenders offer.
Best for borrowers with good credit: SoFi Personal Loans. Best for poor credit or no credit history: Upstart. Best bank loan: Citi® Best credit union loan: Alliant. Best overall: Lightstream. 1 ...
What types of bad credit loans are available?Common types of bad credit loans include traditional personal loans, loans with a co-signer or secured loans, payday advances and car title loans. How ...
Before applying for an auto loan, avoid opening new credit cards or loans. Making efforts to repair your credit score before you begin shopping will put you in a more favorable position with ...
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Cons. No co-borrowers or co-signers. Loan origination fee of up to 10 percent. High maximum APR. How to get a loan with bad credit. Getting approved for a personal loan with bad credit may be ...
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