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2. Uninsured motorist clause - Wikipedia

   en.wikipedia.org/wiki/Uninsured_motorist_clause

   An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

3. What happens if you get in an accident without insurance? - AOL

   www.aol.com/finance/happens-accident-without...

   Without uninsured motorist coverage, you could be forced to pay for your medical bills and vehicle repairs if the at-fault driver is unable to do so. Uninsured motorist coverage typically comes in ...

4. These states are increasing minimum coverage requirements in 2025

   www.aol.com/finance/states-increasing-minimum...

   Uninsured/underinsured motorist coverage is not required in Virginia, but drivers who have it on their policy must ensure coverage limits are in compliance with the new liability limit laws.

5. What are the different types of car insurance coverage? - AOL

   www.aol.com/finance/different-types-car...

   Uninsured motorist property damage pays to repair the damage to your vehicle if someone hits you and they don’t have insurance. In some states, uninsured property damage is mandatory. In others ...

6. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   In Colorado, for example, it was estimated in 2009 that 15% of drivers were uninsured. [11] Usually the limits match the liability limits. [citation needed] Some insurance companies do offer UM/UIM in an umbrella policy. Some states maintain unsatisfied judgment funds to provide compensation to those who cannot collect damages from uninsured ...

7. 5 car insurance myths — debunked: Red cars, rate negotiations ...

   www.aol.com/finance/car-insurance-myth-212820623...

   Uninsured/underinsured motorist bodily injury (UM/UIM BI). Protects you if you're hit by a driver who either has no insurance or insufficient coverage to pay for your medical costs.

8. What is full-coverage car insurance? - AOL

   www.aol.com/finance/full-coverage-car-insurance...

   Uninsured/underinsured motorist coverage. Protects you if you're hit by a driver who either has no insurance or whose liability coverage limits are too low to pay for your damages. It can help ...

9. Penalties for driving without insurance in Indiana - AOL

   www.aol.com/finance/penalties-driving-without...

   In contrast, uninsured motorist coverage only applies if the uninsured driver is at fault. Collision coverage: This may pay to repair damage to your vehicle from a collision or hit-and-run.