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The Homeowner Flood Insurance Affordability Act of 2014 was introduced into the United States Senate on January 14, 2014 by Sen. Robert Menendez (D, NJ). [7] Senator Johnny Isakson (R-GA) was the main Republican co-sponsor of the bill. [1] The bill was debated and considered on January 27, 28, and 29th, 2014. [7]
On January 30, 2014, the United States Senate passed the Homeowner Flood Insurance Affordability Act of 2014 (S. 1926; 113th Congress) to delay the onset of higher premiums, allow homeowners who sell their homes to pass the lower flood insurance premiums on to the next homeowner, and assign FEMA the task of finding a way to make premiums cheaper.
In March 2014, President Obama signed the Homeowner Flood Insurance Affordability Act of 2013. The bill changed the process used to alter subsidized premiums and reinstated grandfathering of lower rates; effectively delaying the increases in flood insurance premiums to obtain risk-based premiums under Biggert-Waters and spreading the cost of ...
The origin of this exclusion can be traced to the 1968 National Flood Insurance Act, which established the NFIP. At the time, according to Barry, private insurers were unable to price policies ...
One study published this year found that following a flood disaster declaration, local insurance takeup increases 7% in the next year, then dwindles. Five years later, the demand is gone. Five ...
To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program. H.R. 45: January 3, 2013 (No short title) To repeal the Patient Protection and Affordable Care Act and health care-related provisions in the Health Care and Education Reconciliation Act of 2010: H.R. 152
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