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Ohio was near the middle of the pack for student loan default and unemployment for those aged 25 to 34. Overall rank: No. 9. Student debt as a percentage of income: No. 7. Average student debt: No. 17
Here’s its state-by-state breakdown of the student loan debt phenomenon which looked at the total borrowers, the average debt, respectively, the percent change from the U.S. average, and the ...
Depending on where you live, the impact of the weight of student loan payments on the local economy can widely vary.
Student loans may be discharged through bankruptcy, but this is difficult. [2] Research shows that access to student loans increases credit-constrained students' degree completion, later-life earnings, and student loan repayment while having no impact on overall debt. [3]
An education loan is a loan taken out by the student (or parent) to pay for educational expenses. Unlike scholarships and grants, this money must be repaid with interest. Educational loan options include federal student loans, federal parent loans, private loans, and consolidation loans.
A closely related issue is the increase in students borrowing to finance college education and the resulting in student loan debt. In the 1980s, federal student loans became the centerpiece of student aid received. [48] From 2006–2012, federal student loans more than doubled and outstanding student loan debt grew to $807 billion. [48]
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