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2. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   Upfront costs. Refinancing comes with closing costs, which can cost you upward of 6% of the loan amount. Do the math to see if you can afford the refinance costs.

3. Mortgage and refinance rates for Jan. 7, 2025: Average rates ...

   www.aol.com/finance/mortgage-and-refinance-rates...

   30-year fixed VA rate. 7.02%. 30-year fixed jumbo rate. 7.16%. Refinance rates for Tuesday, January 7, 2025 ... Paying at least 20% of your home's purchase price up front generally results in a ...

4. A supply crunch means old homes are now nearly as expensive ...

   www.aol.com/finance/supply-crunch-means-old...

   Historically, new-home perks like updated fixtures and better insulation have come with an up-front price of around 16% higher than an existing one. TD Bank economist Admir Kolaj thinks today’s ...

5. Cost-plus pricing - Wikipedia

   en.wikipedia.org/wiki/Cost-plus_pricing

   Cost-plus pricing is a pricing strategy by which the selling price of a product is determined by adding a specific fixed percentage (a "markup") to the product's unit cost. Essentially, the markup percentage is a method of generating a particular desired rate of return. [1] [2] An alternative pricing method is value-based pricing. [3]

6. Advance-fee scam - Wikipedia

   en.wikipedia.org/wiki/Advance-fee_scam

   Scam letter posted within South Africa. An advance-fee scam is a form of fraud and is a common confidence trick.The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster claims will be used to obtain the large sum.

7. Mechanical, electrical, and plumbing - Wikipedia

   en.wikipedia.org/wiki/Mechanical,_electrical...

   Plumbing systems also service air distribution/control, and therefore contribute to the mechanical part of MEP. Plumbing for HVAC systems involves the transfer of coolant, pressurized air, water, and occasionally other substances. Ducting for air transfer may also be consider plumbing, but is generally installed by different tradespeople. [11]