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  2. 10 alternatives to personal loans and who they’re for - AOL

    www.aol.com/finance/alternatives-personal-loans...

    Consumers that have been turned down by individual personal loan lenders and who want a second chance at approval may want to look into P2P loans. 9. Cash advance apps

  3. Can you take out a second personal loan? - AOL

    www.aol.com/finance/second-personal-loan...

    Meanwhile, online lender SoFi says you can apply for a second personal loan only if you have made your last three consecutive payments on time. However, Michigan residents are prohibited from ...

  4. The best ways to borrow money - AOL

    www.aol.com/finance/best-ways-borrow-money...

    Personal loans, credit cards and lines of credit are typically easier for anyone to qualify for. Other ways to borrow money, like a 401(k) loan or through a public agency, may require you to meet ...

  5. Subprime lending - Wikipedia

    en.wikipedia.org/wiki/Subprime_lending

    In finance, subprime lending (also referred to as near-prime, subpar, non-prime, and second-chance lending) is the provision of loans to people in the United States who may have difficulty maintaining the repayment schedule. [1] Historically, subprime borrowers were defined as having FICO scores below 600, although this threshold has varied ...

  6. How to get a personal loan in 9 steps - AOL

    www.aol.com/finance/personal-loan-8-steps...

    On the other hand, a high credit score gives you the best chance at a low personal loan rate and a larger loan amount. You’re also more likely to be eligible for repayment terms as long as seven ...

  7. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Sources. Finance Rate on Personal Loans at Commercial Banks, Federal Reserve Bank of St. Louis.Accessed July 22, 2024. Commercial Bank Interest Rate on Credit Card Plans, All Accounts, Federal ...

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