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  2. Debt buyer (United States) - Wikipedia

    en.wikipedia.org/wiki/Debt_buyer_(United_States)

    A debt buyer is a company, sometimes a collection agency, a private debt collection law firm, or a private investor, that purchases delinquent or charged-off debts from a creditor or lender for a percentage of the face value of the debt based on the potential collectibility of the accounts. The debt buyer can then collect on its own, utilize ...

  3. How long can a debt collector pursue old debt?

    www.aol.com/finance/long-debt-collector-pursue...

    The amount of time that a debt collector can legally pursue old debt varies by state and type of debt but can range between three and 20 years. Each state has its own statute of limitations on ...

  4. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Scammers and unethical debt collectors use what they can to get you to pay. Protect your privacy by refusing to engage with collectors, real or not, who threaten to break confidentiality. 7.

  5. Common debt payment roadblocks and how to tackle them - AOL

    www.aol.com/finance/common-debt-payment...

    The process of debt repayment isn’t always a smooth one. While you probably hope you don’t hit any snags as you pay your balance, a lack of experience or unexpected life events can seem like ...

  6. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    When you know your rights, you can protect yourself from unfair or abusive practices. For example, the collector is not allowed to: Call you between 9 p.m. and 8 a.m. Contact you at your workplace ...

  7. How To Get Out of Debt: A Step-by-Step Guide - AOL

    www.aol.com/finance/debt-step-step-guide...

    If you're heavily in debt, you're not alone: a GOBankingRates survey found that the average American is $63,000 in debt. Whether your debt is from student loans, credit cards, mortgage loans, auto...

  8. How to Deal With Debt Collectors: 5 Steps Anyone Can Take

    www.aol.com/deal-debt-collectors-5-steps...

    2. Know What Collectors Can and Cannot Do to Collect Debts. Ignoring a debt collection agency won’t make the amount you owe disappear. In fact, it could make your financial problems even worse ...

  9. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    You can also include debt repayment in your budget — ideally, you’d repay your debt first before making discretionary purchases like meals out, new clothes or concerts. Cope recommends the 50 ...

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