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  2. Zero-down mortgages are making a comeback - AOL

    www.aol.com/zero-down-mortgages-making-comeback...

    Instead, the program will allow buyers to pay for 97% of the home’s value with a first mortgage and then provide the remaining 3% (up to $15,000) in the form of a second mortgage.

  3. How to save for a home down payment when rates are falling - AOL

    www.aol.com/finance/save-home-down-payment-rates...

    You’ll need to meet the program’s qualifications, and you must typically finance the home with a 30-year, fixed-rate mortgage to receive down payment assistance.

  4. Zero percent down mortgages might help more first-time ... - AOL

    www.aol.com/finance/zero-percent-down-mortgages...

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  5. USDA home loan - Wikipedia

    en.wikipedia.org/wiki/USDA_home_loan

    A USDA home loan is different from a traditional mortgage offered in the United States in several ways. USDA loans require no down payment, meaning that it is possible to finance up to 100% of the property value. One must meet the income restrictions for the county in which the buyer is interested. Each county has a maximum Income Requirement.

  6. Down payment - Wikipedia

    en.wikipedia.org/wiki/Down_payment

    The Federal Housing Administration has advocated lower down payments since its inception in 1934, and, currently, borrowers that qualify for an FHA loan pay only 3.5% for a down payment. With rising home prices in the years from 2000 to 2007, lenders were willing to accept smaller or no down payment (either through 100% financing, seller ...

  7. Hebrew Free Loan Association of Northeast Ohio - Wikipedia

    en.wikipedia.org/wiki/Hebrew_Free_Loan...

    Hebrew Free Loan Association of Northeast Ohio (HFLA) is an American non-sectarian 501(c)(3) non-profit organization that loans money interest-free to people who do not have easy access to other capital. As of 2014, the organization has made over 25,000 interest-free loans in Northeast Ohio. [1] Between 97% and 99% of all funds loaned are repaid.

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