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  2. Chain-ladder method - Wikipedia

    en.wikipedia.org/wiki/Chain-ladder_method

    From 24 months to 36 months, accident year 1998 losses increased from 43,169,009 to 45,568,919, so the corresponding age-to-age factor is 45,568,919 / 43,169,009 = 1.056. A "tail factor" is selected (in this case, 1.000) to project from the latest valuation age to ultimate.

  3. Incurred but not reported - Wikipedia

    en.wikipedia.org/wiki/Incurred_but_not_reported

    For example, when a claim is first reported, a $100 payment might be made, and a $900 case reserve might be established, for a total initial reported amount of $1000. However, the claim may later settle for a larger amount, resulting in $2000 of payments from the insurer to the claimant before the claim is closed.

  4. Accident management - Wikipedia

    en.wikipedia.org/wiki/Accident_management

    Accident management is the centralised handling of a motorist’s claim following a road traffic collision or other damages or mishaps that happen to a vehicle while on or off road. It is a cost-effective intermediary service which assists drivers in getting back on the road quickly and in managing the claims process alone. [ 1 ]

  5. 5 car insurance myths — debunked: Red cars, rate negotiations ...

    www.aol.com/finance/car-insurance-myth-212820623...

    The first two numbers mean that your insurance helps pay up to $25,000 in bodily injury per person and $50,000 in total bodily injury per accident to cover medical costs for others involved in an ...

  6. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    Fractional amounts of the policy will be paid out if the covered employee loses a bodily appendage or sight because of an accident. [ 2 ] [ 3 ] [ 4 ] Additionally, AD&D generally pays benefits for the loss of limbs, fingers, toes, sight and permanent paralysis .

  7. Accident insurance - Wikipedia

    en.wikipedia.org/wiki/Accident_insurance

    Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.

  8. 'It doesn't make sense': Why millions of children have lost ...

    www.aol.com/doesnt-sense-why-millions-children...

    In the months since, one of Isabella’s bronchitis follow-up appointments cost about $1,100 — a big chunk of the roughly $35,000 the Colorado family makes per year.

  9. Multibillion-euro court battle over stranded Russian jets ...

    www.aol.com/news/multibillion-euro-court-battle...

    The world's biggest aircraft lessor, Irish-based AerCap, is pursuing its insurance claims through London's High Court, with what its lawyers have described as a "mega trial" due to start in October.