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2. Yield spread premium - Wikipedia

   en.wikipedia.org/wiki/Yield_spread_premium

   A yield spread premium (YSP) is the money or rebate paid to a mortgage broker for giving a borrower a higher interest rate on a loan in exchange for lower up front costs, generally paid in origination fees, broker fees or discount points.

3. Fed Adopts New Mortgage Rules to Protect Consumers - AOL

   www.aol.com/2010/08/17/fed-adopts-new-mortgage...

   The Federal Reserve adopted new standards that ban yield spread premiums on mortgages, a practice that critics say led to homebuyers being saddled with unfairly high mortgage rates. The premiums ...

4. Abuses the Fed hopes to correct with the new mortgage rules - AOL

   www.aol.com/news/2007-12-19-abuses-the-fed-hopes...

   The Fed spelled out its goals yesterday: "Prohibit lenders from paying mortgage brokers "yield spread premiums" that exceed the amount the consumer Abuses the Fed hopes to correct with the new ...

5. Yield spread - Wikipedia

   en.wikipedia.org/wiki/Yield_spread

   Yield spread can also be an indicator of profitability for a lender providing a loan to an individual borrower. For consumer loans, particularly home mortgages , an important yield spread is the difference between the interest rate actually paid by the borrower on a particular loan and the (lower) interest rate that the borrower's credit would ...

6. Yield Spread Premium Mortgage Fees Banned by Federal Reserve

   www.aol.com/news/2010-08-17-yield-spread-premium...

   The Federal Reserve has banned mortgage fees you probably weren't even aware of, but that were inflating your home-loan interest rate. On Monday, the Fed announced it was banning yield spread ...

7. Mortgage bank - Wikipedia

   en.wikipedia.org/wiki/Mortgage_bank

   Mortgage brokers, on the other hand, earning the same yield spread premium, disclose the additional fee to the consumer because the yield spread premium becomes an additional fee earned and therefore disclosable under federal and state law.

8. An ARM That Goes One Way: Down - AOL

   www.aol.com/news/2009-12-21-an-arm-that-goes-one...

   But first, the background. If you've refinanced your mortgage without paying closing costs, there's a. ... For premium support please call: 800-290-4726 more ways to reach us. Mail. Sign in ...

9. YSP - Wikipedia

   en.wikipedia.org/wiki/YSP

   Yield spread premium, a cash rebate paid by a lender to a mortgage broker if the broker sells a mortgage at an above-Par interest rate to a borrower Yorkshire Sculpture Park , in Yorkshire, England FSU Young Scholars Program , a residential science and mathematics program in Florida