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  2. Can you use a home equity loan to buy a rental or ... - AOL

    www.aol.com/finance/home-equity-loan-for...

    Typical interest rates on home equity loans are lower than those of the average credit card and personal loan, and tapping into your home's value to pay off high-interest debt could significantly ...

  3. How to refinance a rental property - AOL

    www.aol.com/finance/refinance-rental-property...

    It measures your current loan balance against the current property value. As mentioned above, you may need as much as 25 percent equity in a rental property to refinance it, meaning an LTV ratio ...

  4. Can you get a home equity loan on investment or rental ... - AOL

    www.aol.com/finance/home-equity-loan-investment...

    A rental or investment property home equity loan could come with tax benefits, depending on how you use it. A home equity loan allows you to tap the value of your property to obtain a one-time ...

  5. Property investment calculator - Wikipedia

    en.wikipedia.org/wiki/Property_investment_calculator

    Equity build up rate – Increase in equity in year 1 from mortgage principal payments divided by cash invested in the property. Capitalization rate – Net operating income (NOI) divided by property's asset value. [1] Gross rent multiplier – The ratio between a rental property's gross scheduled income and its market value. Net cash flows ...

  6. Amortization calculator - Wikipedia

    en.wikipedia.org/wiki/Amortization_calculator

    An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process.. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

  7. Home equity loan - Wikipedia

    en.wikipedia.org/wiki/Home_equity_loan

    Home equity loan can be used as a person's main mortgage in place of a traditional mortgage. However, one cannot purchase a home using a home equity loan, one can only use a home equity loan to refinance. In the United States until December 31, 2017, it was possible to deduct home equity loan interest on one's personal income taxes.

  8. Guide to Getting a Mortgage for a Rental Property - AOL

    www.aol.com/news/guide-getting-mortgage-rental...

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  9. Loan-to-value ratio - Wikipedia

    en.wikipedia.org/wiki/Loan-to-value_ratio

    A similar property with a value of $100,000 with a first mortgage of $50,000 and a second mortgage of $25,000 has an aggregate mortgage balance of $75,000. The CLTV is 75%. Combined loan to value is an amount in addition to the Loan to Value, which simply represents the first position mortgage or loan as a percentage of the property's value.

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