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Waiting periods affect when coverage applies after you purchase a policy.
It considers pre-existing conditions as any injury or illness you or your vet noticed before enrollment, before the policy’s effective date, or during the 15-day waiting period.
Pre-existing condition exclusions prohibited in all health insurance plans; Prohibit treating acts of domestic violence as a pre-existing condition; Waiting period for enrollment in new health insurance plans limited to 90 days; Grandfathered existing health insurance plans must prohibit pre-existing condition exclusions by January 1, 2014
The Pre-existing Condition Insurance Plan (PCIP) was a form of health insurance coverage offered to uninsured Americans who were unable to obtain coverage because of a pre-existing condition. These provided coverage to as many as 350,000 people to fill the gap until the Affordable Care Act went into effect in 2014.
Balancing this are waiting periods, in particular for pre-existing conditions (usually referred to within the industry as PEA, which stands for "pre-existing ailment"). Funds are entitled to impose a waiting period of up to 12 months on benefits for any medical condition the signs and symptoms of which existed during the six months ending on ...
If you are applying for Social Security Disability Insurance (SSDI), the waiting period is seven months. However, once your application is approved, you should receive your benefit every month ...
Adults with existing conditions became eligible to join a temporary high-risk pool, which will be superseded by the health care exchange in 2014. [4] [18] To qualify for coverage, applicants must have a pre-existing health condition and have been uninsured for at least the past six months. [19] There is no age requirement. [19]
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related to: pre-existing waiting period