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The 402 code specifically implies that payment is required, whereas the 403 code implies that access is forbidden due to other reasons, such as insufficient permissions or authentication failure. In cases where the server requires payment but also wants to convey additional information about why access is denied, it is common to include the 402 ...
A decoupled debit card is a debit card in the US that is not issued by and not tied to any particular retail financial institution, such as a bank or credit union.This is based on the ability in the US ACH Network payment system to make an electronic payment from any bank or credit union without needing to use a card issued by the bank or credit union.
Stripe provides application programming interfaces that web developers can use to integrate payment processing into their websites and mobile applications. [35] The company introduced Stripe Connect in 2012, a multiparty payments solution that lets software developers embed payments natively into their products.
Google Pay (formerly Android Pay) is a mobile payment service developed by Google to power in-app, online, and in-person contactless purchases on mobile devices, enabling users to make payments with Android phones, tablets, or watches. Users can authenticate via a PIN, passcode, or biometrics such as 3D face scanning or fingerprint recognition. [1]
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Card schemes are payment networks linked to payment cards, such as debit or credit cards, of which a bank or any other eligible financial institution can become a member. By becoming a member of gets the possibility to issue cards or acquire merchants operating on the network of that card scheme.
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It is most commonly used for payments made over the Internet, but can also be used with mail-order transactions by mail or fax, or over the telephone. Card-not-present transactions are a major route for credit card fraud , because it is difficult for a merchant to verify that the actual cardholder is indeed authorizing a purchase.