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  2. Paying off debt in tough financial times - AOL

    www.aol.com/finance/paying-off-debt-tough...

    Debt relief companies such as National Debt Relief negotiate with creditors to reduce the balance of your debt, allowing you to make payments within your means and pay off your debt in a ...

  3. Cram down - Wikipedia

    en.wikipedia.org/wiki/Cram_down

    In the mortgage context, the term "cramdown" has a distinct meaning than in a chapter 11 corporate bankruptcy. Instead of referring to the confirmation of a plan over the objection of an impaired class of creditors, a mortgage cram-down refers to reducing the creditor's allowed secured claim to the value of the collateral property.

  4. These are the best debt relief options — which is ... - AOL

    www.aol.com/finance/different-debt-relief...

    Debt management involves using financial tools and planning to help lower — and eventually eliminate — your current debt. You can go through a credit counseling agency or you can set up a ...

  5. Debt snowball vs. debt avalanche method: Which payoff ... - AOL

    www.aol.com/finance/debt-snowball-vs-debt...

    Credit card, mortgage and other debt balances are on the rise, thanks in part to a combination of inflation and high interest rates. Credit card balances were particularly affected, increasing by ...

  6. Debt snowball method - Wikipedia

    en.wikipedia.org/wiki/Debt_snowball_method

    The debt snowball method is a debt-reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next larger debt, and so forth, proceeding to the largest ones last. [1]

  7. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Consider debt consolidation, debt management, debt settlement, or bankruptcy. ... Pros of debt settlement. Potentially large reduction in total debt owed. Single point of contact for debt resolution.

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