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2. Passbook loans: Paying to borrow your own money - AOL

   www.aol.com/finance/passbook-loans-paying-borrow...

   Passbook loans are secured loans that use your savings account balance as collateral. ... compared to the average unsecured personal loan rate of 10.73%. ... The Today Show

3. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.

4. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

5. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   Like auto loans and mortgages, secured personal loans require collateral for approval. Rather than being backed by a car or house, a secured personal loan might rely on something like a ...

6. Where to get a personal loan - AOL

   www.aol.com/finance/where-personal-loan...

   The average interest rate on a three-year personal loan from a credit union is 10.58 percent, according to September 2023 data from the National Credit Union Administration (NCUA). However, the ...

7. Personal loan interest rates in 2024 | Facts and statistics - AOL

   www.aol.com/finance/personal-loan-interest-rates...

   Personal loan debt in the U.S. reached $245 billion in the fourth quarter of 2023, and the number of consumers with personal loans reached a record high. With the Federal Reserve’s rising ...