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  2. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Other types of home insurance coverage. Other types of damage may be excluded from a standard homeowners insurance policy or coverage may be more limited. Coverage availability for these ...

  3. Difference in conditions insurance - AOL

    www.aol.com/finance/difference-conditions...

    Similar to HO-3 or HO-5 policies, DIC insurance can be a named peril or all-risk policy. Homeowners usually look for coverage for at least one of the following perils: Earthquake. Flood. Landslide ...

  4. What Is a homeowners insurance peril and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-peril...

    HO-3 home insurance policies cover your dwelling and other structures on your property under open perils coverage, and HO-5 policies cover both your home and personal property for open perils.

  5. HO-1 insurance - AOL

    www.aol.com/finance/ho-1-insurance-161756403.html

    This type of policy is the most limited homeowners insurance policy that can be purchased. HO-1 policies do not include personal property or liability coverage and have a short list of covered perils.

  6. Extended coverage - Wikipedia

    en.wikipedia.org/wiki/Extended_coverage

    Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.

  7. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the ...

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