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  2. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    Request copies of your original reports directly from each bureau: Equifax, Experian and TransUnion. You can get free copies of your credit reports at AnnualCreditReport.com, an official website ...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    1. Order copies of your credit reports. Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and ...

  4. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    You can get a free copy from each of the three main credit bureaus (Equifax, ... If old negative information is still showing up on your credit report after it should have been removed, you can ...

  5. Credit freeze - Wikipedia

    en.wikipedia.org/wiki/Credit_freeze

    Individuals who freeze their credit reports must therefore unfreeze their reports before they wish to apply for credit themselves. [citation needed] However, these can be avoided with proper preplanning. With proper documentation, most individuals should be able to unfreeze your credit scores with all three bureaus within 15 to 20 minutes.

  6. Can closed accounts be removed from your credit report? - AOL

    www.aol.com/finance/closed-accounts-removed...

    If you’re curious about which accounts are still on your report or want to monitor the information on your reports over time, it’s easy to get a copy of your credit reports. Federal law allows ...

  7. What debts can’t be removed from your credit report? - AOL

    www.aol.com/finance/debts-t-removed-credit...

    Type of debt. Length of time on report (after payoff) Credit card. Up to 7 years. Student loans. Up to 7 years. Foreclosures. Up to 7 years. Money owned to/guaranteed by the government

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