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2. Loan modification in the United States - Wikipedia

   en.wikipedia.org/wiki/Loan_modification_in_the...

   In a press conference Tuesday, Federal Housing Finance Agency director James Lockhart said the program would target high-risk borrowers — those 90 or more days delinquent on their mortgages — and employ various modification strategies to get borrowers down to an “affordable” mortgage payment, defined as 38 percent of a household's ...

3. 3 of the Best and Worst Mortgage Lenders - AOL

   www.aol.com/3-best-worst-mortgage-lenders...

   Worst: DHI Mortgage. This Texas-based mortgage lender seems to have done more wrong than right. In addition to being found to charge too much interest by California's Department of Business ...

4. Best mortgage lenders of November 2024 - AOL

   www.aol.com/finance/best-mortgage-lenders...

   Mortgage insurance: Mortgage insurance is sometimes required on loans and reduces the lender’s risk in providing the loan. Private mortgage insurance (PMI) is generally required on conventional ...

5. Subprime mortgage crisis - Wikipedia

   en.wikipedia.org/wiki/Subprime_mortgage_crisis

   Among the important catalysts of the subprime crisis were the influx of money from the private sector, the banks entering into the mortgage bond market, government policies aimed at expanding homeownership, speculation by many home buyers, and the predatory lending practices of the mortgage lenders, specifically the adjustable-rate mortgage, 2 ...

6. Redlining - Wikipedia

   en.wikipedia.org/wiki/Redlining

   Banks and mortgage lenders were not the only private entities to develop redlining practices. Property insurance companies also instituted rigid redlining policies in the post-World War II period. According to urban historian Bench Ansfield, the postwar advent of comprehensive homeowners' insurance was limited to the suburbs and withheld from ...

7. Mortgage companies that borrowers are most satisfied with ...

   www.aol.com/finance/mortgage-companies-borrowers...

   Top mortgage lenders for customer satisfaction. The lenders ranking in the top five of the J.D. Power survey were: Prosperity Home Mortgage, with a score of 772. Movement Mortgage, 761. Bank of ...