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2. Do you need a down payment to refinance your mortgage? - AOL

   www.aol.com/finance/down-payment-refinance...

   Even though you don’t need a down payment to refinance, you do have to pay for it. Refinancing comes with closing costs. The average refinance closing costs total around $5,000 , according to ...

3. 5 biggest myths about mortgage refinance - AOL

   www.aol.com/finance/5-biggest-myths-mortgage...

   It’s true that you don’t need to make a down payment. But a refinance is still a mortgage, and — like your first home loan — it carries closing costs. These fees can amount to as much as 2 ...

4. Guide to no-down payment mortgages: Am I eligible? - AOL

   www.aol.com/finance/no-down-payment-mortgage...

   These loans don’t require a down payment, but there’s an upfront guarantee fee of 1 percent of the principal loan amount, as well as an annual fee of 0.35 percent, which you can roll into the ...

5. No-closing-cost mortgage: How it works and how to decide if ...

   www.aol.com/finance/no-closing-cost-mortgage...

   Imagine you plan to buy a $500,000 home with a 20 percent down payment. That means you’ll need to borrow $400,000 to finance the purchase. You get two quotes for 30-year loans, a traditional ...

6. Mortgage seasoning: What is it and what are the requirements?

   www.aol.com/finance/mortgage-seasoning...

   Down payment seasoning. When getting a mortgage, most lenders have a minimum down payment requirement that can depend on your credit score and the kind of loan you’re after. Over the last ...

7. What is a down payment? - AOL

   www.aol.com/finance/down-payment-180952544.html

   The need for more time to save: ... FHA loans require a down payment of 3.5 percent with a credit score of 580 or higher. For scores between 500 and 579, the minimum is 10 percent. VA loans and ...