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2. Do you need a down payment to refinance your mortgage? - AOL

   www.aol.com/finance/down-payment-refinance...

   Even though you don’t need a down payment to refinance, you do have to pay for it. Refinancing comes with closing costs. The average refinance closing costs total around $5,000 , according to ...

3. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...

4. 5 biggest myths about mortgage refinance - AOL

   www.aol.com/finance/5-biggest-myths-mortgage...

   It’s true that you don’t need to make a down payment. But a refinance is still a mortgage, and — like your first home loan — it carries closing costs. These fees can amount to as much as 2 ...

5. What is a down payment? - AOL

   www.aol.com/finance/down-payment-180952544.html

   The need for more time to save: ... FHA loans require a down payment of 3.5 percent with a credit score of 580 or higher. For scores between 500 and 579, the minimum is 10 percent. VA loans and ...

6. Down payment - Wikipedia

   en.wikipedia.org/wiki/Down_payment

   In the United States, down payments for home purchases typically vary between 3.5% and 20% of the purchase price. [1] The Federal Housing Administration has advocated lower down payments since its inception in 1934, and, currently, borrowers that qualify for an FHA loan pay only 3.5% for a down payment.

7. How much is a down payment on a house? - AOL

   www.aol.com/finance/much-down-payment-house...

   With VA loans, you’ll pay a one-time funding fee, which ranges from 1.25 percent to 3.3 percent depending on how many VA loans you’ve had and your down payment amount. With USDA loans, you ...