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Their policies were concentrated in Southwest Florida and experienced 25,000 claims with losses of $864 million from Hurricane Ian. [31] The Florida Insurance Guaranty Association board met on March 31 and filed for an emergency assessment of 1% on all Florida property insurance policies. [32]
The home inspector describes the condition of the home at the time of inspection but does not guarantee future condition, efficiency, or life expectancy of systems or components. Sometimes confused with a real estate appraiser, a home inspector determines the condition of a structure, whereas an appraiser determines the value of a property. In ...
The purpose of obtaining a certificate of occupancy is to prove that, according to the law, the house or building is in liveable condition. Generally, such a certificate is necessary to be able to occupy the structure for everyday use, as well as to be able to sign a contract to sell the space and close on a mortgage for the space.
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An additional $3 went to liability and medical payments and $9 for claims settlement expenses, and the remaining $25 was allocated to insurer expenses. [16] One study of fires found that most were caused by heating incidents, although smoking was a risk factor for fatal fires.
‘Somebody has been stealing electricity’: Florida family slapped with $12K electric bill, left without power and struggling to care for their sick son after alleged meter tampering
The primary reason for professional liability coverage is that a typical general liability insurance policy will respond only to a bodily injury, property damage, personal injury or advertising injury claim. Other forms of insurance cover employers, public and product liability. However, various professional services and products can give rise ...
The terms of office vary from 2 years in Indialantic and Melbourne Village to 4 years. Cape Canaveral, Cocoa, Malabar, Melbourne, Melbourne Beach, Palm Bay and Satellite Beach have term limits. The remainder do not. Cocoa, Malabar, and Melbourne have geographic districts for council members. The remainder elect their members at-large. [130]
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