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  2. This is because of the statute of limitations on debt. However, the terms of these laws vary, by state and by type of debt. ... Illinois. Credit card debt: Five years Medical debt: 10 years Auto ...

  3. How to deal with debt collectors

    www.aol.com/finance/deal-debt-collectors...

    A frequent misunderstanding related to the statute of limitations on debt relates to the initiation point. Contrary to the popular belief that it starts when the account is first opened, the clock ...

  4. Statute of limitations - Wikipedia

    en.wikipedia.org/wiki/Statute_of_limitations

    A civil statute of limitations applies to a non-criminal legal action, including a tort or contract case. If the statute of limitations expires before a lawsuit is filed, the defendant may raise the statute of limitations as an affirmative defense to seek dismissal of the claim. The exact time period depends on both the state and the type of ...

  5. Rotkiske v. Klemm - Wikipedia

    en.wikipedia.org/wiki/Rotkiske_v._Klemm

    Rotkiske v. Klemm, 589 U.S. ___ (2019), was a decision by the Supreme Court of the United States involving the statute of limitations under the Fair Debt Collection Practices Act of 1977.

  6. Debt evasion - Wikipedia

    en.wikipedia.org/wiki/Debt_evasion

    Debt evasion is the intentional act of trying to avoid attempts by creditors to collect or pursue one's debt. At an elementary level, this includes the refusal to answer one's phone by screening one's calls or by ignoring mailed notices informing the debtor of the debt. In more advanced cases, this includes misleading the creditor to believe ...

  7. Tolling (law) - Wikipedia

    en.wikipedia.org/wiki/Tolling_(law)

    Equitable tolling applies in criminal and civil proceedings, including in removal proceedings under the Immigration and Nationality Act (INA). [2] Equitable tolling is a common principle of law stating that a statute of limitations shall not bar a claim in cases where the plaintiff, despite use of due diligence, could not or did not discover the injury until after the expiration of the ...

  8. Column: Not all debt is collectable. Be mindful of the ...

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  9. Your State-by-State Guide to Statute of Limitations on Debt - AOL

    www.aol.com/finance/state-state-guide-statute...

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