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  2. 5 Questions Parents Should Ask Before They Cosign a Loan - AOL

    www.aol.com/5-questions-parents-ask-cosign...

    If your child is seeking a private student loan, you’ll likely need to act as their student loan cosigner. Plus, the loan will appear on your credit report and hike up your debt-to-income ratio.

  3. How Do I Release a Student Loan Co-Signer? - AOL

    www.aol.com/finance/release-student-loan-co...

    With Sallie Mae, a student can apply to release you as a cosigner after they make 12 on-time principal and interest payments and meet certain credit requirements — like passing a credit review ...

  4. Should you cosign a loan for your child or a loved one? A ...

    www.aol.com/finance/pros-cons-cosigning-loan...

    For student loans, it greatly depends on the loan — for example, federal Parent PLUS loans discharge the debt when a cosigner (or parent) dies, while private student loans may require full ...

  5. What is student loan default? - AOL

    www.aol.com/finance/student-loan-default...

    What happens if I default on my student loans? You could face a variety of consequences if your loan enters default. Credit approval becomes difficult: Default hurts your credit score. So it also ...

  6. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    Private student loan programs generally issue loans based on the credit history of the applicant and any applicable cosigner, co-endorser or coborrower. [9] Students may find that their families have too much income or too many assets to qualify for federal aid, but lack sufficient assets and income to pay for school without assistance. [ 10 ]

  7. Student Loan in Default? Here’s How You Can Fix It - AOL

    www.aol.com/finance/student-loan-default-fix...

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  8. Student loan default in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loan_default_in...

    Defaulting on a loan happens when repayments are not made for a certain period of time as defined in the loan's terms of agreement, typically a promissory note. For federal student loans, default requires non-payment for a period of 270 days. For private student loans, default generally occurs after 120 days of non-payment. [1]

  9. Grad PLUS - Wikipedia

    en.wikipedia.org/wiki/Grad_PLUS

    (3) not be in default on any federal education loan or owe a refund on a federal education grant. To get a PLUS loan, the applicant cannot have adverse credit based on the review of at least one credit report from a national credit reporting agency. Lack of a credit history or insufficient credit history is not considered adverse credit.

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