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Best CD rates today: Shield your savings from rising prices with fixed yields of up to 4.60% APY — Jan. 16, 2025
Key takeaways. Today's top CD rate is 5.55% APY on a one-year term, with the second highest rate of 5.50% APY on a three-month term. The highest rates on three-, four- and five-year terms have ...
Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.27% APY with low or no minimums at NexBank, First National Bank of America, Capital One ...
The APY is the amount of interest the CD earns in a year — including compounding. Unlike a savings account, CD rates are fixed, meaning they won’t change over the life of your term.
Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.50% APY on six-month terms and up to 4.29% for longer terms with low or no minimums at ...
This is thanks to a CD’s fixed annual percentage yield (APY). As of late, the top APY across CD terms is 5.55 percent, and it’s offered on a 12-month CD special from online-only bank Salem ...
The highest CD APY across terms remains 5.55%, offered on a one-year term. Some CDs out-earn high-yield savings accounts, although most CDs charge a fee for early withdrawals. Top CD rates are at ...
Look for the highest APY for the term you’re interested in. The APY is the amount of interest the CD earns in a year — including compounding. Unlike a savings account, CD rates are fixed ...