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2. 8 ways to spot personal loan scams and protect your finances

   www.aol.com/finance/8-ways-spot-personal-loan...

   Consider the following tips to avoid potentially damaging scams. 1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval.

3. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   Personal loans do not always require that you provide an asset as collateral to get approved. In fact, many personal loans are unsecured. This means that lenders base approval on your credit score ...

4. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   Secured and unsecured personal loans are available through banks, credit unions or online lenders. Different personal loan types are available for a wide range of purposes .

5. Prosper Marketplace - Wikipedia

   en.wikipedia.org/wiki/Prosper_Marketplace

   Prosper verifies borrowers' identities and select personal data before funding loans [2] and manages all stages of loan servicing. Prosper's unsecured personal loans are fully amortized over a period of three or five years, with no pre-payment penalties. Prosper generates revenue by collecting a one-time fee on funded loans from borrowers and ...

6. LendingClub - Wikipedia

   en.wikipedia.org/wiki/LendingClub

   The standard loan period was three years. Investors were able to search and browse the loan listings on LendingClub website and select loans that they wanted to invest in based on the information supplied about the borrower, amount of loan, loan grade, and loan purpose. Investors made money from the interest on these loans.

7. Free Music Archive - Wikipedia

   en.wikipedia.org/wiki/Free_Music_Archive

   The Free Music Archive (FMA) is an online repository of royalty-free music, currently based in the Netherlands. [1] Established in 2009 by the East Orange, New Jersey community radio station WFMU and in cooperation with fellow stations KBOO and KEXP , it aims to provide music under Creative Commons licenses that can be freely downloaded and ...