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  2. Owner financing: What it is and how it works - AOL

    www.aol.com/finance/owner-financing-works...

    Owner financing agreements can be structured in a number of ways, including as a second mortgage, a rent-to-own contract or a wraparound loan. Owner financing tends to benefit the seller more so ...

  3. SoFi - Wikipedia

    en.wikipedia.org/wiki/SoFi

    SoFi, short for Social Finance, was founded at Stanford University in the Fall of 2011. [ 4 ] [ 17 ] The founders were Mike Cagney , Dan Macklin, James Finnigan, and Ian Brady, four students who met at the Stanford Graduate School of Business .

  4. Seller financing - Wikipedia

    en.wikipedia.org/wiki/Seller_financing

    There is a secondary market for seller financed debt instruments. Many companies and investors look to purchase properly structured debt instruments as investments. The criteria for a typical, properly structure seller financed debt instrument would consist of an asset with a good collateralized equity position, an interest rate that is not underperforming the current rate environment, with a ...

  5. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    A secured loan is a form of debt in which the borrower pledges some asset (i.e., a car, a house) as collateral. A mortgage loan is a very common type of loan, used by many individuals to purchase residential or commercial property.

  6. The full mortgage application takes place after you’ve had an offer on a home accepted. Your lender will investigate your financials and the property you’re purchasing to complete the application.

  7. How to buy a house for sale by owner - AOL

    www.aol.com/finance/buy-house-sale-owner...

    This includes crucial steps like setting a list price based on research and local market knowledge, submitting all necessary paperwork and disclosure forms and crafting a complete, accurate listing.

  8. Merchant cash advance - Wikipedia

    en.wikipedia.org/wiki/Merchant_cash_advance

    The term Merchant Cash Advance is commonly used to describe a variety of small business financing options characterized by purchasing future sales revenue in exchange for short payment terms (generally under 24 months) and small regular payments (typically paid each business day) as opposed to the larger monthly payments and longer payment ...

  9. What to do when your mortgage application gets denied - AOL

    www.aol.com/finance/mortgage-application-gets...

    “Your mortgage application is denied.” Harsh news. But take heart: That doesn’t always mean you can’t get a mortgage. If your lender rejects your request for a loan, you can take steps to ...

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