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2. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   DIY credit card settlement. Your first option is to negotiate with your credit card company directly. Contact your card issuer’s customer service line and ask about the possibility of debt ...

3. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   The credit card company will also want to make sure that you have the financial ability to pay any settlement. This could be a lump sum or enough monthly cash flow to fulfill your settlement ...

4. How to pay off your credit card debt: A step-by-step game ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

5. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   In some cases, a debt settlement and its circumstances, such as missed payments and charged-off debt, can lead to a more than 100-point decrease in your credit score. The negative marks may remain ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   However, stopping payments to creditors as part of a debt settlement plan can reduce a consumer's credit score by 65 to 125 points, with higher impacts on those who were current on their payments prior to enrolling in the program. [10] And missed payments can remain on a consumer's credit report for seven years even after a debt is settled. [10]

7. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Many credit card issuers offer balance transfer credit cards. Check with institutions where you already have accounts to see if you can land a good deal. Getting debt relief through debt settlement