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2. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   If you recently graduated and have a high-paying job, you can also use the calculator to see how extra payments might help you pay off your student loan early. Mortgage calculator

3. How to calculate interest on a loan: Tools to make it easy

   www.aol.com/finance/calculate-interest-loan...

   So, if you pay off the loan early, you could save a sizable amount in interest, assuming the lender doesn’t charge a prepayment penalty. Formula for calculating simple interest You can calculate ...

4. Dave Ramsey’s 7 Tips for Quickly Paying Off a Mortgage - AOL

   www.aol.com/dave-ramsey-7-tips-paying-120027516.html

   The Dave Ramsey mortgage plan encourages homeowners to aggressively pay off their mortgages early, however. One recommendation Ramsey makes is to convert your 30-year mortgage into a fixed-rate ...

5. Amortization schedule - Wikipedia

   en.wikipedia.org/wiki/Amortization_schedule

   Amortization refers to the process of paying off a debt (often from a loan or mortgage) over time through regular payments. [2] A portion of each payment is for interest while the remaining amount is applied towards the principal balance. The percentage of interest versus principal in each payment is determined in an amortization schedule.

6. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   Lending became much more creative which complicated the calculations. Subprime lending and creative loans such as the "pick a payment", [7] "pay option", [8] and "hybrid" loans brought on a new era of mortgage calculations. The more creative adjustable mortgages meant some changes in the calculations to specifically handle these complicated loans.

7. Amortization calculator - Wikipedia

   en.wikipedia.org/wiki/Amortization_calculator

   An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process. [ 1 ] The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

8. Money Expert Tiffany Aliche Says This Is a ‘Smarter ... - AOL

   www.aol.com/money-expert-tiffany-aliche-says...

   A Smarter Approach To Paying Off Your Mortgage Early. Aliche says there’s a smarter way to pay off your mortgage early. “Stick with the longer loan period and make extra principal payments ...

9. Rule of 78s - Wikipedia

   en.wikipedia.org/wiki/Rule_of_78s

   Also known as the "Sum of the Digits" method, the Rule of 78s is a term used in lending that refers to a method of yearly interest calculation. The name comes from the total number of months' interest that is being calculated in a year (the first month is 1 month's interest, whereas the second month contains 2 months' interest, etc.).