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The types of auto coverage you choose to carry depend on your individual needs. To comply with the law, you must carry the minimum limits required by your state.
What full-coverage car insurance includes. A full-coverage auto insurance policy combines three key protections — liability, comprehensive and collision coverage — into one complete package.
Important coverage gaps when sharing your car. While your car insurance offers broad protection when someone borrows your car under permissive use, certain situations could still leave you vulnerable.
Full coverage premiums are based on, among other factors, the value of the insured's vehicle. This coverage, however, cannot apply to rental cars because the insurance company does not want to assume responsibility for a claim greater than the value of the insured's vehicle, assuming that a rental car may be worth more than the insured's vehicle.
In 2007, Safelite was acquired by Luxembourg based Belron, which is in turn owned by the D'Ieteren group, [3] Belron is the world's largest vehicle glass company, providing service in over 32 countries. Thomas Feeney became the president and CEO in 2008. [4]
GAP coverage is mainly used on new and used small vehicles (cars and trucks) and heavy trucks. Some financing companies and lease contracts require it. [2] GAP insurance covers the amount on a loan that is the difference between the amount owed and the amount covered by another insurance policy. [1] Some GAP policies also cover the deductible. [3]
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