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  2. Illinois Municipal Retirement Fund - Wikipedia

    en.wikipedia.org/wiki/Illinois_Municipal...

    To participate as a Tier 1 member, the employee must have started work with an IMRF employer on or before December 31, 2010. All other members participate in Tier 2. All IMRF Tier 2 plans have a less generous benefit structure as compared to Tier 1. The cost to provide a Tier 2 pension is more than 40% less than the cost of providing a Tier 1 ...

  3. Public employee pension plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Public_employee_pension...

    Many U.S. cities are allowed to participate in the pension plans of their states; some of the largest have their own pension plans. The total number of local government employees in the United States as of 2020 is 14.3 million. There are 11.1 million full-time and 3.1 million part-time local-government civilian employees as of 2020. [16]

  4. State Universities Retirement System - Wikipedia

    en.wikipedia.org/wiki/State_Universities...

    University employees do not contribute to Social Security. SURS contributions are deducted from your pay on a pre-tax basis, and income taxes will be due when you make withdrawals at retirement. Eligible employees must select one of the three SURS plan options (Traditional, Portable, or Retirement Savings Plan) within 6 months of your date of hire.

  5. Expect the SECURE 2.0 Act to Make Big Changes to Your ... - AOL

    www.aol.com/finance/secure-2-0-act-retirement...

    Congress passed the long-awaited SECURE 2.0 Act of 2022 that promises to restructure most Americans' 401(k) plans and change retirement contribution and withdrawal rules to help Americans grow and ...

  6. Best retirement plans for the self-employed - AOL

    www.aol.com/finance/best-retirement-plans-self...

    Here are the details on self-employed retirement plans, ... Due to a rule included in the SECURE 2.0 Act, companies with 25 or fewer employees can contribute up to $17,600 in 2025. The catch-up ...

  7. Teachers' Retirement System of the State of Illinois - Wikipedia

    en.wikipedia.org/wiki/Teachers'_Retirement_System...

    Changes from the “Tier I” pension law include raising the minimum eligibility to draw a retirement benefit to age 67 with 10 years of service, initiating a cap on the salaries used to calculate retirement benefits, and limiting cost-of-living annuity adjustments to the lesser of 3 percent or half of the annual increase in the Consumer Price ...

  8. This senior California couple lost their entire retirement ...

    www.aol.com/finance/senior-california-couple...

    Putting your savings into retirement accounts with tax advantages, like 401(k)s and IRAs, is the ideal way to protect and grow your wealth for your retirement years.

  9. Railroad Retirement Board - Wikipedia

    en.wikipedia.org/wiki/Railroad_Retirement_Board

    Qualified railroad retirement beneficiaries are covered by Medicare in the same way as social security beneficiaries. As noted, the RRB pays retirement annuities to employees, as well as their spouses and/or divorced spouses, if the employee had at least 10 years of railroad service, or 5 years if performed after 1995.