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  2. Wellness Recovery Action Plan - Wikipedia

    en.wikipedia.org/wiki/Wellness_Recovery_Action_Plan

    Wellness Recovery Action Plan (WRAP) is a recovery model developed by a group of people in northern Vermont in 1997 in a workshop on mental health recovery led by Mary Ellen Copeland. It has been extensively studied and reviewed, [ 1 ] and is now an evidence-based practice , listed in the SAMSHA National Registry of Evidence-Based Programs and ...

  3. Capital recovery factor - Wikipedia

    en.wikipedia.org/wiki/Capital_recovery_factor

    A capital recovery factor is the ratio of a constant annuity to the present value of receiving that annuity for a given length of time. Using an interest rate i, the capital recovery factor is: = (+) (+) where is the number of annuities received. [1]

  4. Equivalent annual cost - Wikipedia

    en.wikipedia.org/wiki/Equivalent_annual_cost

    A = Capital recovery (amortization) factor F = Sinking fund amortization factor I = Investment S = Estimated salvage value = Operating expense stream d = CCA rate per year for tax purposes t = rate of taxation n = number of years i = cost of capital, rate of interest, or minimum rate of return (whichever is most relevant) and where

  5. Three Hours To Change Your Life - images.huffingtonpost.com

    images.huffingtonpost.com/2013-01-04-ThreeHours...

    you stand back, take stock and then plan the next year of your life. The exercise of answering 10 simple questions helps you to clarify your thinking and make sure your next year is the best it can be. At the end of your personal workshop you’ll have a simple one-page plan to guide you through your next 12 months.

  6. Dying To Be Free - The Huffington Post

    projects.huffingtonpost.com/dying-to-be-free...

    In another class, he filled out a worksheet asking him to identify his favorite color and other favorite things that might help him relate to other addicts. Despite the story the records tell of Patrick’s generally happy disposition and his willingness to role-play his way to sobriety, he still hadn’t shed the self-doubt he had carried with ...

  7. A rising crisis: How to help young girls with low self-esteem

    www.aol.com/rising-crisis-help-young-girls...

    The global phenomenon of girls going through puberty at younger ages may also be a contributing factor. Studies have long shown that self-esteem and confidence decrease for girls in middle school ...

  8. 350 Miles Away - The Huffington Post

    projects.huffingtonpost.com/dying-to-be-free...

    The federal government has helped to keep it that way. To become certified to prescribe buprenorphine, doctors have to first complete a one-day training class on addiction medicine. Then, for the first year of prescribing buprenorphine, certified doctors are limited to accepting only 30 patients with opioid addiction at any one time.

  9. Is It Safe to Use Expired Vitamins? The Truth About Vitamin ...

    www.aol.com/vitamins-expire-nutritionists-weigh...

    Keep them cool, dry, and out of the sun.” So, probably not in your medicine cabinet. “Your pantry beats a steamy bathroom every time,” she adds. The bottom line.