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The economic and banking importance of the small and medium enterprise (SME) sector is well recognized in academic and policy literature. [2] [3] It is also acknowledged that these actors in the economy may be under-served, especially in terms of finance. [4] This has led to significant debate on the best methods to serve this sector.
Small Business Economics is a peer-reviewed academic journal published by Springer Science+Business Media covering research into entrepreneurship from different disciplines, including economics, finance, management, psychology, and sociology. The editors-in-chief are Z.J. Acs (George Mason University) and D.B. Audretsch (Indiana University ...
Small business loans are usually funded through traditional banks and online lenders. If you’re looking for an SBA loan, you’ll need to find a lender approved by the U.S. Small Business ...
"Fintech", a clipped compound of "financial technology", refers to the application of innovative technologies to products and services in the financial industry.This broad term encompasses a wide array of technological advancements in financial services, including mobile banking, online lending platforms, digital payment systems, robo-advisors, and blockchain-based applications such as ...
There are estimated to be over 33 million small businesses in the U.S. (U.S. Small Business Administration)Over 61 million, or about 46.4 percent of private sector employees, are employed by small ...
Key takeaways. Bank loans are great for low interest rates, but online lenders may be more accessible to self-employed business owners. Lenders look for steady revenue, often at least $100,000 ...
Small Business Economics 12.3 (1999): 217–231. Bannock, Graham. The economics and management of small business: an international perspective (Routledge, 2004). Bean, Jonathan James. "Beyond the broker state: a history of the federal government's policies toward small business, 1936–1961" (PhD Diss. The Ohio State University, 1994). Bean ...
Some of the best bank lenders to work with when applying for a small business bank loan are: Bank of America. Wells Fargo. PNC Bank. TD Bank. Live Oak Bank. 6. Meet the requirements and prepare ...