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Screenshot of a typical SMS Banking message on a mobile screen. SMS banking is a form of mobile banking.It is a facility used by some banks or other financial institutions to send messages (also called notifications or alerts) to customers' mobile phones using SMS messaging, or a service provided by them which enables customers to perform some financial transactions using SMS.
It is commonly used by businesses, such as banks, e-gaming, logistic companies, e-commerce, to send SMS messages from their systems to their customers. [ 103 ] In the US, carriers have traditionally preferred that A2P messages be sent using a short code rather than a standard long code . [ 104 ]
SMS messaging was used for the first time on 3 December 1992, [12] when Neil Papworth, a 22-year-old test engineer, used a computer to send the text message "Merry Christmas" via the Vodafone network to the phone of Richard Jarvis, [13] [14] who was at a party in Newbury, Berkshire celebrating the event.
If you use an Android, there’s a good chance you use Google’s Messages app to send and receive text messages, photos, voice messages and video. You can also text anyone from your computer.
An SMS gateway typically sits between the end-user who needs to send/receive SMS and a mobile network's SMSC. Such gateways provide their customers with a choice of protocols, including HTTP, SMTP, Short Message Peer-to-Peer and Web Services. Providers of SMS gateway services include SMS aggregators and mobile operators.
Mobile bank alerts, which help customers stay aware of their finances and watch for suspicious activity, ... Sometimes scammers may send an email or text message claiming to be from the bank.
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