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If you do not give a retirement date and if you have not reached your normal (or full) retirement age, the Quick Calculator will give benefit estimates for three different retirement ages. Select to see your benefit estimate in
To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement age, use the chart below and select your year of birth. This example is based on an estimated monthly benefit of $1000 at full retirement age.
This online Social Security benefits calculator estimates retirement benefits based on your age, retirement date and earnings. See what you might receive.
The calculator provides an estimate of your monthly Social Security retirement benefit, based on your earnings history and age. Our tool also helps you see what percentage of daily expenses your payments can cover and how you can increase your payment by waiting to collect.
Check your Social Security account to see how much you'll get when you apply at different times between age 62 and 70.
With your my Social Security account, you can plan for your future by getting your personalized retirement benefit estimates at age 62, Full Retirement Age (FRA), and age 70. You can also view retirement benefit estimates by: Entering the average annual income you expect to earn until retirement.
You can use Social Security's benefit calculators to: Estimate your retirement benefits based on when you would begin receiving them (from age 62 to 70) Calculate what payments you would receive based on your earning history; Find out your full retirement age; Learn about earning limits if you plan to work while receiving Social Security benefits
The maximum benefit — the most an individual retiree can get — is $3,822 a month for someone who files for Social Security in 2024 at full retirement age (FRA), the age at which you qualify for 100 percent of the benefit calculated from your earnings history.
The average Social Security retirement benefit at age 65 was $1,525 per month in June 2023. Benefits vary with earnings, age at retirement and other factors.
In 2024, the average Social Security benefit is $1,862 per month, while the maximum for those retiring at full retirement age is $3,822. Achieving the maximum requires earning the taxable maximum...