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  2. California’s insurance is in crisis. The solution will cost ...

    www.aol.com/california-insurance-crisis-solution...

    To give California homeowners in high-risk areas an alternative to California FAIR, the California Department of Insurance just announced new regulations two weeks ago designed to get private ...

  3. California FAIR Plan insurance: What it is and how it works - AOL

    www.aol.com/finance/california-fair-plan...

    The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market.

  4. California home insurers plan return to fire zones ... - AOL

    www.aol.com/news/california-home-insurers-plan...

    Insurers agreed to return to the high-risk fire zones in the hills and canyons of California in exchange for concessions that will make it easier for them to get rate increases approved.

  5. Limited home insurance options in California as major ... - AOL

    www.aol.com/finance/limited-home-insurance...

    Home insurance policies cover wildfires, however, if you are in a high-risk fire area an insurer may deny coverage based on the risk your home presents. Other carriers may offer you coverage but ...

  6. Oregon places new rules on homeowners living in certain high ...

    lite.aol.com/news/story/0001/20250107/45c0335d...

    Under a state law passed in 2023, insurers cannot use a wildfire hazard map produced by a state agency to cancel or decline to renew a homeowner insurance policy, or to increase premiums. However, McEvoy noted that most insurers have been developing their own wildfire risk models for a long time.

  7. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

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