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Issue: Medical professional liability insurance, sometimes known as medical malpractice insurance, is a type of professional liability insurance that protects physicians and other licensed health care professionals (such as dentists and nurses) from liability associated with wrongful practices resulting in: Bodily injury. Medical expenses.
During 2003, the legislatures of at least 30 states considered bills intended to stabilize or reduce the cost of medical malpractice insurance. These actions were taken with consideration of the experience of other states. The common thread was reduction in the cost to health care providers and their insurers of
F. “Companion claims” means the same as in subsection 2E of the Medical Professional Liability Closed Claim Reporting Model Law. G. “Defense and cost containment expenses” means expenses paid or incurred for defense, litigation and cost containment services. The amounts reported for an insuringentity’s or self-
by other sources of recovery, such as insurance. There is a wealth of insurance-related academic research that considers these mitigation strategies, specifically focusing on tort reform. Early research centered primarily on product liability (Warfel, 1991; Warfel, 1993) and medical malpractice insurance (Viscusi et al., 1993; Viscusi & Born ...
G. “Defense and cost containment expenses” means expenses paid or incurred for defense, litigation and cost containment services. The amounts reported for an insuring entity’s or self-insurer’s employees should include overhead, just as an outside firm’s charges would include. (1) Defense and cost containment expenses include:
D. “Commissioner” means the commissioner of insurance. E. “Companion claims” means separate claims involving the same incident of medical malpractice made against other providers or facilities. F. “Economic damages” means objectively verifiable monetary losses, including medical expenses, loss of
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