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There are two basic types of malpractice insurance: Claims-made: Many insurers write on a claims-made form basis where a policy in effect at the time a claim is reported responds for the loss, while the policy remains in force and during any applicable extended reporting period. Occurrence-made: This policy was more popular in earlier times.
Supporting Regulators and Insurance Standards in America since 1871. We assist state insurance regulators, individually and collectively, in serving the public interest. Together, we protect consumers and ensure fair, competitive, and healthy insurance markets.
Medical Malpractice - insurance coverage protecting a licensed health care provider or health care facility against legal liability resulting from the death or injury of any person due to the insured's misconduct, negligence, or incompetence, in rendering or failure to render professional services.
there is insufficient available data to study every aspect of medical malpractice insurance market problems. There are essentially two important limitations to the data available from NAIC sources that merit discussion. First, many insurers, such as self-insurance plans and state-mandated entities, do not file financial data with the NAIC.
Topics. This A-Z listing provides information on a range of insurance regulatory issues. Click on an issue for a brief abstract, support documents, testimony, presentations and NAIC actions. If you have feedback or suggestions for other Key Issues you would like to see here, please send an email to ciprnews@naic.org.
Journal of Insurance Regulation 1 Nuclear Verdicts, Tort Liability, and Legislative Responses. ResponsesCassandra R. Cole, Florida State University Chad Marzen, Florida State UniversityIMPO. TANCE The number and size of punitive damage awards has grown consid-e. ably since the 1980s. In 2021, there. were 24 jury verdicts awarded in excess of $100.
Risk Retention Group (E) Task Force. 12:00 PM ET, 11:00 AM CT, 10:00 AM MT, 9:00 AM PT. 1 hr. In lieu of meeting at the Summer National Meeting. The purpose of the meeting is to discuss a referral sent by the Task Force to the National Treatment and Coordination (E ) Working Group and to consider adopting its proposed charges for 2025.
The CIPR’s May 16, 2018 Weeding through the Unique Insurance Needs of the Cannabis Industry examined many of these issues. Additionally, the NAIC was formed in 2018 to better understand the cannabis industry’s insurance coverage gaps and regulatory issues. Members will develop best practices for state insurance regulators to help them ...
ransact insurance with the insurer. This dual agency creates well-known conflicts and burdens. We contend that the requirement that insurers appoint agents in each state with the department of insurance (DOI) has outlived its usefulne. s and should be abolished for independent insurance brokers, at least tho.
This scale shows the medical outcome for temporary and permanent injuries. (1) Temporary injuries include: Emotional injury only, such as fright, where no physical damage occurred; Insignificant injury, such as lacerations, contusions, minor scars or rash, where no delay in recovery occurs; G.