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  2. My wife and I saved up $73,000 in 529 college savings plans ...

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    As of 2024, you may be allowed to roll over up to $35,000 in unused funds from your 529 plan into a Roth IRA account for the beneficiary — the idea being that these unused funds can help ...

  3. Should I convert my IRA into a 529 plan? - AOL

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    Aggregate limits: Every state sets a limit on the total amount you can contribute to 529 plans over a lifetime. The limit applies to each beneficiary and ranges from around $235,000 to $590,000.

  4. 4 Common 529 Plan Myths You Need to Know - AOL

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    It's important to know exactly how 529 plans work.

  5. New bill allows unused 529 college funds to become a ...

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    There are three major restrictions on 529 plans outlined in Prudential’s Winning the College Savings Race:. You can only change plan investments twice per year. Although you can transfer between ...

  6. 6 Ways You Can Use 529 Plans for College Expenses, And 1 Way ...

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    529 plans can be used for many college-associated expenses other than tuition.

  7. Why Unused 529 Plan Funds Might No Longer Be a Concern With ...

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    In the meantime, you can leave the money in the 529 plan. And if you want to help the beneficiary prepare for retirement, you can always make direct contributions to an IRA in that individual's name.

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