Search results
Results from the WOW.Com Content Network
Screenshot of a typical SMS Banking message on a mobile screen [1] SMS banking is a form of mobile banking.It is a facility used by some banks or other financial institutions to send messages (also called notifications or alerts) to customers' mobile phones using SMS messaging, or a service provided by them which enables customers to perform some financial transactions using SMS.
An SMS gateway typically sits between the end-user who needs to send/receive SMS and a mobile network's SMSC. Such gateways provide their customers with a choice of protocols, including HTTP, SMTP, Short Message Peer-to-Peer and Web Services. Providers of SMS gateway services include SMS aggregators and mobile operators.
The user interface technology of M-PESA differs between Safaricom of Kenya and Vodacom of Tanzania, although the underlying platform is the same. While Safaricom uses SIM toolkit (STK) to provide handset menus for accessing the service, Vodacom relies mostly on USSD to provide users with menus, but also supports STK. [23]
The SMS may also include transaction data, allowing the user to verify that the transaction has not been modified in transmission to the bank. However, the security of this scheme depends on the security of the mobile phone system. In South Africa, where SMS-delivered TAN codes are common, a new attack has appeared: SIM Swap Fraud.
Vodacom South Africa provides 3G, 4G, and UMTS networks in South Africa, and also offers HSPA+ (21.1 Mbit/s), HSUPA (42 Mbit/s, 2100 MHz), Wi-Fi, WiMAX, and LTE services. Vodacom was the first cellular provider to introduce LTE in South Africa. [12] On 21 October 2015, Vodacom launched its fibre product to the home user. [13]
SMS messaging has some extra security vulnerabilities due to its store-and-forward feature, and the problem of fake SMS that can be conducted via the Internet. When a user is roaming, SMS content passes through different networks, perhaps including the Internet, and is exposed to various vulnerabilities and attacks.
The mobile community is unique to the Vodacom network. At the end of 2010, Vodacom’s mobile platform, Vodafone Live, was receiving 3.2 million unique users monthly. [17] As (young) people were already using mobile technology to surf the net and download songs etc. it seemed the perfect place to engage with this target group.
Vodacom Tanzania has its executive headquarters on the 15th Floor of the Vodacom Towers at 23 Ursino Estate, along Old Bagamoyo Road, in Dar es Salaam, the financial capital of Tanzania. [6] The geographical coordinates of the company headquarters are: 06°46'41.0"S, 39°15'37.0"E (Latitude:-6.778056; Longitude:39.260278).